Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. You can compare our loans to other short-term lenders.

About Handy Cash
Home Credit

Your alternative to Payday Loans

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Handy Cash has been providing short term loans online and on the doorstep since 2017. Since then, we've helped thousands of customers find the financial help they need.

We provide an alternative to payday loans, where you can spread the loan over 15, 25 or 30, 40 and 50 weeks and repay in instalments for reasons varying from Christmas to car repairs. New customers can apply from £100 to £300 and exsisting customers can apply from £100 to £1000.

Our belief is that home credit is short term credit for short term needs. We're an FCA-authorised and regulated direct lender, with authorisation number FRN 820537. Responsible lending is our biggest priority, and we want to ensure our customer's experience is great.

Handy Cash Application

Welcome! Before we begin, we only cover Glasgow, Edinburgh, Dundee, Perth, Stirling, Falkirk, Dunfermline, and surrounding areas.

In support of your application, you will be asked to upload your most recent bank statement.
If you don't have a bank statement ready to upload DO NOT proceed with the application until you do.

Click the button below to see examples of what we accept and what we don't accept.